Financial Strength

ICI Mutual's Financial Strength: Stability Plus a Prudent Spread of Risk

Bigger doesn't mean lower risk. In fact, a bigger company can incur bigger exposure in more areas, and therefore, greater risk. Safety is a matter of stability, industry knowledge, and prudent spread of risk. That's what we do at ICI Mutual, and always have.

By reinsuring a portion of each policy, ICI Mutual prudently spreads risk among a group of global reinsurers. This gives our insureds all the stability of uniform coverage plus the financial strength of many insurers, without the difficulties, delays, and potential legal costs of dealing with multiple insurers in resolving insurance claims. 

ICI Mutual’s financial strength has been recognized by AM Best, the independent appraiser of the financial strength of insurance companies, with the assignment of a financial strength grade of “A” (Excellent).

Financial Strength AM Best A (Excellent)

According to AM Best, the rating reflects ICI Mutual’s "strong capitalization, favorable underwriting and operating results, solid risk management practices, and vast intellectual capital and expertise within the mutual fund industry."  A full copy of the AM Best report can be obtained by contacting ICI Mutual at

See ICI Mutual's annual report to policyholders (PDF)